Revenue minus cost of goods sold. Graham's ≥40% threshold identifies businesses with durable pricing power. Note: software and financial companies naturally exceed this; retailers and manufacturers rarely reach it due to their cost structures.
Operating Margin26.9%
Profit after operating costs before interest and taxes. A consistent ≥15% operating margin signals a business with real competitive advantages. Capital-intensive industries (airlines, auto, commodities) rarely hit this threshold due to their structural cost base — compare within industry for context.
Net Income Margin16.4%
Bottom-line profit as a percentage of revenue. The ≥20% target reflects Buffett's preference for highly profitable businesses. Financial engineering (buybacks, tax optimisation) can inflate this temporarily — look for consistency across multiple years rather than a single strong result.
Financial Health
D
Years to Pay Off Debt8.4 yrs
Total Debt ÷ Net Income. Lower = stronger balance sheet. Important caveat: utilities, telecoms, REITs, and infrastructure companies carry large structural debt by design — their bond-like cash flows service it comfortably at ratios that would alarm Graham. Compare within sector.
Working Capital vs Long-Term Debt-$25.4B
Working Capital minus Long-Term Debt. Negative results are common and expected in capital-return-focused businesses like Apple, Domino's, and McDonald's — where aggressive buybacks and dividends intentionally reduce book equity. This does not indicate financial distress in high-FCF businesses.
Working Capital$764M
Current Assets minus Current Liabilities. Negative working capital can be a deliberate efficiency strategy in businesses that collect cash before paying suppliers (retailers, fast food franchises, subscription businesses). Assess alongside free cash flow generation for full context.
Valuation
N/A
Cash Flow
C
Free Cash Flow$4.3B
Operating cash flow minus capital expenditures. Buffett's most important metric — cash a business actually generates for its owners after maintaining and growing its asset base. Consistently positive FCF is one of the strongest indicators of a durable, well-run business regardless of accounting profits.
CapEx % of Net Income50.7%
Capital expenditure as a share of net income. Low CapEx signals a capital-light business that doesn't need heavy reinvestment to sustain earnings — Buffett's ideal. High CapEx is structurally necessary in manufacturing, airlines, telecoms, and semiconductors. For these industries, a high reading reflects the business model, not poor management.
Owner Earnings$8.4B
Net Income + Depreciation & Amortisation − Capital Expenditures. Buffett's preferred measure of a company's true annual earning power — what could theoretically be distributed to owners without impairing the business. More reliable than reported EPS because it accounts for the capital cost of maintaining the business.
Metric Explanations
What each dimension measures and where the thresholds come from.
Gross Profit Margin
Revenue minus cost of goods sold. Graham's ≥40% threshold identifies businesses with durable pricing power. Note: software and financial companies naturally exceed this; retailers and manufacturers rarely reach it due to their cost structures.
Operating Margin
Profit after operating costs before interest and taxes. A consistent ≥15% operating margin signals a business with real competitive advantages. Capital-intensive industries (airlines, auto, commodities) rarely hit this threshold due to their structural cost base — compare within industry for context.
Net Income Margin
Bottom-line profit as a percentage of revenue. The ≥20% target reflects Buffett's preference for highly profitable businesses. Financial engineering (buybacks, tax optimisation) can inflate this temporarily — look for consistency across multiple years rather than a single strong result.
Years to Pay Off Debt
Total Debt ÷ Net Income. Lower = stronger balance sheet. Important caveat: utilities, telecoms, REITs, and infrastructure companies carry large structural debt by design — their bond-like cash flows service it comfortably at ratios that would alarm Graham. Compare within sector.
Working Capital vs Long-Term Debt
Working Capital minus Long-Term Debt. Negative results are common and expected in capital-return-focused businesses like Apple, Domino's, and McDonald's — where aggressive buybacks and dividends intentionally reduce book equity. This does not indicate financial distress in high-FCF businesses.
Working Capital
Current Assets minus Current Liabilities. Negative working capital can be a deliberate efficiency strategy in businesses that collect cash before paying suppliers (retailers, fast food franchises, subscription businesses). Assess alongside free cash flow generation for full context.
Free Cash Flow
Operating cash flow minus capital expenditures. Buffett's most important metric — cash a business actually generates for its owners after maintaining and growing its asset base. Consistently positive FCF is one of the strongest indicators of a durable, well-run business regardless of accounting profits.
CapEx % of Net Income
Capital expenditure as a share of net income. Low CapEx signals a capital-light business that doesn't need heavy reinvestment to sustain earnings — Buffett's ideal. High CapEx is structurally necessary in manufacturing, airlines, telecoms, and semiconductors. For these industries, a high reading reflects the business model, not poor management.
Owner Earnings
Net Income + Depreciation & Amortisation − Capital Expenditures. Buffett's preferred measure of a company's true annual earning power — what could theoretically be distributed to owners without impairing the business. More reliable than reported EPS because it accounts for the capital cost of maintaining the business.
Market Data
Key Margins
Gross Profit59.4%
Operating Margin26.9%
Net Margin16.4%
Company Info
Showing Key Metrics
Income Highlights
Metric
2025
2024
2023
2022
Gross Profit %
59.4%▼
60.8%▲
59.8%▲
54.9%
Operating Margin %
26.9%▼
28.7%▲
25.4%▲
20.8%
Net Income %
16.4%▲
15.3%▼
16.1%▲
14.3%
Diluted EPS
6.34▲
5.38▲
4.98▲
3.91
Balance Sheet Highlights
Metric
2025
2024
2023
2022
2021
Total Assets
$80.1B
$77.2B
$90.9B
$83.9B
N/A
Total Debt
$29.1B▲
$25.0B▲
$23.2B▲
$21.5B•
N/A
Working Capital
$764M▼
$1.3B▲
$1.3B▲
$1.1B•
N/A
Years to Pay Debt
8.37
7.97
7.57
8.51
N/A
Cash Flow Highlights
Metric
2025
2024
2023
2022
2021
Free Cash Flow
$4.3B▼
$5.1B▲
$3.8B▲
$3.1B•
N/A
Owner Earnings
$8.4B
$7.8B
$7.6B
$7.2B
N/A
CapEx % of Net Income
50.7%
50.1%
45.2%
58.5%
N/A
Income Statement
2025
2024
2023
2022
Tax Effect Of Unusual Items
22,800
0
32,231
10,206
Tax Rate For Calcs
0
0
0
0
Normalized EBITDA
8,836,000
8,839,000
7,856,000
6,774,000
Total Unusual Items
120,000
0
167,000
54,000
Total Unusual Items Excluding Goodwill
120,000
0
167,000
54,000
Net Income From Continuing Operation Net Minority Interest
3,480,000
3,131,000
3,068,000
2,530,000
Reconciled Depreciation
3,161,000
3,095,000
3,121,000
3,169,000
Reconciled Cost Of Revenue
8,612,000
8,013,000
7,670,000
7,992,000
EBITDA
8,956,000
8,839,000
8,023,000
6,828,000
EBIT
5,795,000
5,744,000
4,902,000
3,659,000
Net Interest Income
-1,493,000
-1,195,000
-976,000
-733,000
Interest Expense
1,531,000
1,238,000
1,004,000
746,000
Interest Income
38,000
43,000
28,000
13,000
Normalized Income
3,382,800
3,131,000
2,933,231
2,486,206
Net Income From Continuing And Discontinued Operation
3,480,000
3,131,000
3,068,000
2,530,000
Total Expenses
15,495,000
14,577,000
14,246,000
14,051,000
Total Operating Income As Reported
5,818,000
5,879,000
5,014,000
3,740,000
Diluted Average Shares
549,000
582,100
616,064
647,900
Basic Average Shares
534,000
564,000
616,064
630,000
Diluted EPS
0
0
0
0
Basic EPS
0
0
0
0
Diluted NI Availto Com Stockholders
3,480,000
3,131,000
3,068,000
2,530,000
Net Income Common Stockholders
3,480,000
3,131,000
3,068,000
2,530,000
Net Income
3,480,000
3,131,000
3,068,000
2,530,000
Minority Interests
-10,000
-49,000
-61,000
-52,000
Net Income Including Noncontrolling Interests
3,490,000
3,180,000
3,129,000
2,582,000
Net Income Continuous Operations
3,490,000
3,180,000
3,129,000
2,582,000
Earnings From Equity Interest Net Of Tax
37,000
-685,000
-15,000
220,000
Tax Provision
811,000
641,000
754,000
551,000
Pretax Income
4,264,000
4,506,000
3,898,000
2,913,000
Other Income Expense
59,000
-178,000
27,000
-40,000
Other Non Operating Income Expenses
-61,000
-178,000
-140,000
-94,000
Special Income Charges
120,000
0
167,000
54,000
Gain On Sale Of Business
120,000
0
167,000
54,000
Net Non Operating Interest Income Expense
-1,493,000
-1,195,000
-976,000
-733,000
Interest Expense Non Operating
1,531,000
1,238,000
1,004,000
746,000
Interest Income Non Operating
38,000
43,000
28,000
13,000
Operating Income
5,698,000
5,879,000
4,847,000
3,686,000
Operating Expense
6,883,000
6,564,000
6,576,000
6,059,000
Selling General And Administration
6,883,000
6,564,000
6,576,000
6,059,000
Gross Profit
12,581,000
12,443,000
11,423,000
9,745,000
Cost Of Revenue
8,612,000
8,013,000
7,670,000
7,992,000
Total Revenue
21,193,000
20,456,000
19,093,000
17,737,000
Operating Revenue
21,193,000
20,456,000
19,093,000
17,737,000
Balance Sheet
2025
2024
2023
2022
2021
Treasury Shares Number
250,000
220,000
190,000
154,000
Ordinary Shares Number
534,000
564,000
594,000
630,000
Share Issued
784,000
784,000
784,000
784,000
Net Debt
26,087,000
22,622,000
20,949,000
19,707,000
Total Debt
29,123,000
24,956,000
23,236,000
21,542,000
Tangible Book Value
-22,072,000
-19,456,000
-18,558,000
-18,398,000
Invested Capital
52,677,000
50,926,000
52,010,000
51,437,000
Working Capital
764,000
1,320,000
1,259,000
1,086,000
Net Tangible Assets
-22,072,000
-19,456,000
-18,558,000
-18,398,000
Capital Lease Obligations
2,238,000
1,098,000
1,083,000
933,000
Common Stock Equity
25,792,000
27,068,000
29,857,000
30,828,000
Total Capitalization
51,915,000
50,142,000
51,568,000
51,239,000
Total Equity Gross Minority Interest
25,809,000
27,686,000
30,669,000
31,688,000
Minority Interest
17,000
618,000
812,000
860,000
Stockholders Equity
25,792,000
27,068,000
29,857,000
30,828,000
Gains Losses Not Affecting Retained Earnings
-984,000
-1,413,000
-783,000
-1,189,000
Other Equity Adjustments
-984,000
-1,413,000
-783,000
-1,189,000
Treasury Stock
23,547,000
18,182,000
12,915,000
8,378,000
Retained Earnings
27,055,000
23,575,000
20,444,000
17,376,000
Additional Paid In Capital
23,260,000
23,080,000
23,103,000
23,011,000
Capital Stock
8,000
8,000
8,000
8,000
Common Stock
8,000
8,000
8,000
8,000
Total Liabilities Net Minority Interest
54,324,000
49,490,000
60,221,000
52,181,000
Total Non Current Liabilities Net Minority Interest
30,434,000
27,333,000
26,669,000
25,723,000
Other Non Current Liabilities
939,000
863,000
978,000
936,000
Preferred Securities Outside Stock Equity
161,000
278,000
Non Current Deferred Liabilities
1,737,000
2,740,000
3,328,000
3,837,000
Non Current Deferred Revenue
259,000
263,000
250,000
235,000
Non Current Deferred Taxes Liabilities
1,478,000
2,477,000
3,078,000
3,602,000
Long Term Debt And Capital Lease Obligation
27,758,000
23,730,000
22,363,000
20,950,000
Long Term Capital Lease Obligation
1,635,000
656,000
652,000
539,000
Long Term Debt
26,123,000
23,074,000
21,711,000
20,411,000
Current Liabilities
23,890,000
22,157,000
33,552,000
26,458,000
Other Current Liabilities
16,479,000
15,524,000
27,681,000
21,482,000
Current Deferred Liabilities
1,853,000
1,804,000
1,692,000
1,496,000
Current Deferred Revenue
1,853,000
1,804,000
1,692,000
1,496,000
Current Debt And Capital Lease Obligation
1,365,000
1,226,000
873,000
592,000
Current Capital Lease Obligation
603,000
442,000
431,000
394,000
Current Debt
762,000
784,000
442,000
198,000
Line Of Credit
762,000
784,000
442,000
198,000
Pensionand Other Post Retirement Benefit Plans Current
299,000
296,000
344,000
279,000
Payables And Accrued Expenses
3,894,000
3,307,000
2,962,000
2,609,000
Current Accrued Expenses
1,928,000
1,669,000
1,506,000
1,525,000
Interest Payable
417,000
335,000
298,000
216,000
Payables
1,966,000
1,638,000
1,456,000
1,084,000
Total Tax Payable
1,169,000
1,127,000
1,007,000
432,000
Income Tax Payable
801,000
866,000
804,000
0
Accounts Payable
797,000
511,000
449,000
652,000
Total Assets
80,133,000
77,176,000
90,890,000
83,869,000
Total Non Current Assets
55,479,000
53,699,000
56,079,000
56,325,000
Other Non Current Assets
2,446,000
2,299,000
2,273,000
1,833,000
Non Current Deferred Assets
1,039,000
996,000
968,000
905,000
Investments And Advances
1,046,000
1,506,000
2,262,000
2,403,000
Long Term Equity Investment
1,046,000
1,506,000
2,262,000
2,403,000
Investmentsin Associatesat Cost
2,561,000
Goodwill And Other Intangible Assets
47,864,000
46,524,000
48,415,000
49,226,000
Other Intangible Assets
10,161,000
9,940,000
11,210,000
12,415,000
Goodwill
37,703,000
36,584,000
37,205,000
36,811,000
Net PPE
3,084,000
2,374,000
2,161,000
1,958,000
Accumulated Depreciation
-3,054,000
-2,698,000
-2,683,000
-2,208,000
Gross PPE
6,138,000
5,072,000
4,844,000
4,166,000
Other Properties
4,812,000
3,789,000
3,630,000
3,025,000
Machinery Furniture Equipment
417,000
394,000
365,000
370,000
Buildings And Improvements
865,000
845,000
801,000
724,000
Land And Improvements
44,000
44,000
48,000
47,000
Current Assets
24,654,000
23,477,000
34,811,000
27,544,000
Other Current Assets
17,337,000
16,129,000
30,025,000
23,057,000
Prepaid Assets
2,390,000
1,886,000
1,523,000
Receivables
4,129,000
4,226,000
3,582,000
3,585,000
Taxes Receivable
148,000
501,000
Accounts Receivable
3,981,000
3,725,000
3,582,000
3,585,000
Allowance For Doubtful Accounts Receivable
-84,000
-71,000
-86,000
-52,000
Gross Accounts Receivable
4,065,000
3,796,000
3,668,000
3,637,000
Cash Cash Equivalents And Short Term Investments
798,000
1,236,000
1,204,000
902,000
Cash And Cash Equivalents
798,000
1,236,000
1,204,000
902,000
Cash Flow
2025
2024
2023
2022
2021
Free Cash Flow
4,299,000
5,062,000
3,774,000
3,139,000
Repurchase Of Capital Stock
-5,899,000
-5,837,000
-4,827,000
-2,677,000
Repayment Of Debt
-3,955,000
-5,396,000
-3,015,000
-3,315,000
Issuance Of Debt
6,504,000
6,783,000
5,567,000
1,624,000
Issuance Of Capital Stock
62,000
97,000
101,000
149,000
Capital Expenditure
-1,763,000
-1,569,000
-1,388,000
-1,479,000
Interest Paid Supplemental Data
1,408,000
1,153,000
879,000
703,000
Income Tax Paid Supplemental Data
1,369,000
1,169,000
1,219,000
709,000
End Cash Position
2,802,000
2,993,000
2,963,000
3,192,000
Beginning Cash Position
2,993,000
2,963,000
3,192,000
3,205,000
Effect Of Exchange Rate Changes
99,000
-32,000
33,000
-41,000
Changes In Cash
-290,000
62,000
-262,000
28,000
Financing Cash Flow
-3,832,000
-4,165,000
-4,356,000
-2,478,000
Cash Flow From Continuing Financing Activities
-3,832,000
-4,165,000
-4,356,000
-2,478,000
Net Other Financing Charges
-174,000
-90,000
-726,000
-96,000
Net Common Stock Issuance
-5,837,000
-5,740,000
-4,726,000
-2,528,000
Common Stock Payments
-5,899,000
-5,837,000
-4,827,000
-2,677,000
Common Stock Issuance
62,000
97,000
101,000
149,000
Net Issuance Payments Of Debt
2,179,000
1,665,000
1,096,000
146,000
Net Short Term Debt Issuance
-370,000
278,000
-1,456,000
1,837,000
Net Long Term Debt Issuance
2,549,000
1,387,000
2,552,000
-1,691,000
Long Term Debt Payments
-3,955,000
-5,396,000
-3,015,000
-3,315,000
Long Term Debt Issuance
6,504,000
6,783,000
5,567,000
1,624,000
Investing Cash Flow
-2,520,000
-2,404,000
-1,068,000
-2,112,000
Cash Flow From Continuing Investing Activities
-2,520,000
-2,404,000
-1,068,000
-2,112,000
Net Other Investing Changes
-129,000
-801,000
-3,000
Dividends Received Cfi
42,000
60,000
136,000
138,000
Net Investment Purchase And Sale
675,000
-94,000
-34,000
-29,000
Sale Of Investment
756,000
61,000
5,000
23,000
Purchase Of Investment
-81,000
-155,000
-39,000
-52,000
Net Business Purchase And Sale
-1,345,000
-801,000
221,000
-742,000
Sale Of Business
0
0
234,000
246,000
Purchase Of Business
-1,345,000
-801,000
-13,000
-988,000
Capital Expenditure Reported
-1,763,000
-1,569,000
-1,388,000
-1,479,000
Operating Cash Flow
6,062,000
6,631,000
5,162,000
4,618,000
Cash Flow From Continuing Operating Activities
6,062,000
6,631,000
5,162,000
4,618,000
Dividend Received Cfo
44,000
39,000
55,000
73,000
Change In Working Capital
-9,000
-338,000
-912,000
-744,000
Change In Other Working Capital
-236,000
-197,000
-91,000
-232,000
Change In Payables And Accrued Expense
878,000
426,000
-54,000
511,000
Change In Payable
878,000
426,000
-54,000
511,000
Change In Account Payable
878,000
426,000
-54,000
511,000
Change In Prepaid Assets
-528,000
-398,000
-790,000
-253,000
Change In Receivables
-123,000
-169,000
23,000
-770,000
Changes In Account Receivables
-123,000
-169,000
23,000
-770,000
Other Non Cash Items
33,000
26,000
14,000
47,000
Stock Based Compensation
357,000
367,000
342,000
323,000
Asset Impairment Charge
0
14,000
15,000
Deferred Tax
-942,000
-662,000
-511,000
-558,000
Deferred Income Tax
-942,000
-662,000
-511,000
-558,000
Depreciation Amortization Depletion
3,161,000
3,095,000
3,121,000
3,169,000
Depreciation And Amortization
3,161,000
3,095,000
3,121,000
3,169,000
Amortization Cash Flow
1,304,000
1,423,000
1,642,000
1,849,000
Amortization Of Intangibles
1,304,000
1,423,000
1,642,000
1,849,000
Depreciation
1,857,000
1,672,000
1,479,000
1,320,000
Operating Gains Losses
-72,000
924,000
-76,000
-274,000
Pension And Employee Benefit Expense
0
147,000
0
0
Earnings Losses From Equity Investments
-37,000
685,000
15,000
-220,000
Gain Loss On Investment Securities
-74,000
Net Foreign Currency Exchange Gain Loss
159,000
92,000
76,000
0
Gain Loss On Sale Of Business
-120,000
0
-167,000
-54,000
Net Income From Continuing Operations
3,490,000
3,180,000
3,129,000
2,582,000
3/5
Graham Score
Speculative Investor
Fails most of Graham's safety criteria. Treat with caution.
Graham's Fair Value
N/A
N/A — requires
positive EPS and positive book value per share. Check the Financials tab for earnings history.
Margin of Safety
—
Market Cap / Net Assets
N/A
Net Assets: $25.8B
Warren's Owner Earnings
$8.4B
Latest fiscal year
Graham's 7 Criteria
Defensive Investor Checklist
3/5 — Speculative Investor
✅
Adequate Size
Graham required companies large enough to withstand economic downturns. This threshold ($1.5B) is inflation-adjusted from Graham's original $100M — virtually all S&P 500 companies pass this today.
$21.2B
vs > $1.5B revenue
❌
Strong Financial Condition
Current assets must be at least twice current liabilities. Note: highly profitable companies (Apple, Domino's) often run negative or low working capital deliberately — they collect cash fast and stretch payables. A failing score here is not always a warning sign.
1.03x
vs Current Ratio > 2.0x
✅
Earnings Stability
Graham required uninterrupted positive earnings. Any loss year is a red flag for defensive investors. Growth companies and cyclicals may show occasional losses during investment cycles or downturns without being fundamentally unsound.
No loss years (4 yrs data)
vs No negative EPS years
❌
Dividend Record
Graham valued dividends as evidence of financial discipline and shareholder alignment. Many excellent modern businesses (Alphabet, Amazon, Berkshire Hathaway) pay no dividend, preferring to reinvest cash at high rates of return. Failing this criterion does not indicate a poor business — it may indicate a high-growth one.
No dividend
vs Uninterrupted dividends
✅
Earnings Growth
EPS grew from $3.91 to $6.34 over 3 years. Graham's 33% threshold was set over a 10-year period. Measured over fewer years (as here), the bar is proportionally lower. Share buybacks can also inflate EPS growth without reflecting underlying business improvement.
+62.1% EPS growth
vs > 33% EPS growth
Graham's 7 Criteria — Explained
What each criterion measures and why it matters.
✅ Adequate Size — $21.2Bvs > $1.5B revenue
Graham required companies large enough to withstand economic downturns. This threshold ($1.5B) is inflation-adjusted from Graham's original $100M — virtually all S&P 500 companies pass this today.
"The minimum size of an enterprise should be not less than $100 million of annual sales."
❌ Strong Financial Condition — 1.03xvs Current Ratio > 2.0x
Current assets must be at least twice current liabilities. Note: highly profitable companies (Apple, Domino's) often run negative or low working capital deliberately — they collect cash fast and stretch payables. A failing score here is not always a warning sign.
"For industrial companies, current assets should be at least twice current liabilities."
✅ Earnings Stability — No loss years (4 yrs data)vs No negative EPS years
Graham required uninterrupted positive earnings. Any loss year is a red flag for defensive investors. Growth companies and cyclicals may show occasional losses during investment cycles or downturns without being fundamentally unsound.
"The company should have shown no deficit in the past ten years."
❌ Dividend Record — No dividendvs Uninterrupted dividends
Graham valued dividends as evidence of financial discipline and shareholder alignment. Many excellent modern businesses (Alphabet, Amazon, Berkshire Hathaway) pay no dividend, preferring to reinvest cash at high rates of return. Failing this criterion does not indicate a poor business — it may indicate a high-growth one.
"Some current dividend payments — for at least the past 20 years."
EPS grew from $3.91 to $6.34 over 3 years. Graham's 33% threshold was set over a 10-year period. Measured over fewer years (as here), the bar is proportionally lower. Share buybacks can also inflate EPS growth without reflecting underlying business improvement.
"A minimum increase of at least one-third in per-share earnings over ten years."
These metrics estimate what FISV is worth based on fundamentals — independent of what the market prices it at.
Graham's Fair Value and NCAV are conservative floors.
EPV assumes zero growth. These are reference points, not price targets.
Net Current Asset Value
N/A
"Buy at two-thirds of net current assets." — Graham
Earnings Power Value
N/A
Per share, no-growth floor. Compare to current price.
ROIC — Return on Invested Capital
8.0%
Return on Invested Capital — Buffett's preferred measure for asset-light businesses. ROIC > 15% consistently signals a durable competitive advantage (moat). More meaningful than P/B for software, pharma, and consumer brand companies where most value is intangible and off-balance-sheet.
Cash Flow Analysis
Metric
2025
2024
2023
2022
2021
Capital Expenditure % of Net Income
50.7%
50.1%
45.2%
58.5%
N/A
Repurchase of Capital Stock
-$5.9B
-$5.8B
-$4.8B
-$2.7B
N/A
Free Cash Flow
$4.3B▼
$5.1B▲
$3.8B▲
$3.1B•
N/A•
Warren's Owner Earnings
$8.4B
$7.8B
$7.6B
$7.2B
N/A
Peers & Industry
No auto-detected peers for this industry. You can manually compare FISV against any stock using the Compare tool.
"The management of a business is its most important single factor — more important than market position, patents, or financial structure."
— Benjamin Graham
No management data available.
Risk Analysis
FISV (FISV) fundamental analysis — Overall grade C based on profitability, financial health, valuation and cash flow. Graham's
Fair Value: N/A. Gross profit margin: 59.4%. Operating margin: 26.9%. Net margin: 16.4%. Analysis powered by 360investing — free fundamental stock analysis based on Benjamin Graham and Warren Buffett
principles.
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